Insuring Your Happily Ever After
Insurance for your big day and beyond
We have all heard the saying, “First comes love, then comes marriage…” But why doesn’t anyone tell us that we need to insure our happily ever after? That sparkly new ring, those perfect wedding plans and starting life as a newlywed are things that should be properly insured.
Ensure you have peace of mind on your special day.
Newly engaged? Planning a wedding? So many decisions to make…the ring! The venue! So much goes into planning a wedding. Vendors to secure, dresses to buy, venue to reserve, invitations to send, and all the other details that make your day unique and special. It’s no secret that weddings and similar events can be a battle between the joy you naturally feel and the stress of worrying about what might go wrong. Storms damage venues, rings get lost, dresses get ruined and vendors go out of business. You want everything to be perfect but, things happen. Its normal to look for ways to prevent disaster. Wedding insurance is just one example of special event or “one-day” insurance that helps set your mind at ease about such risks.
What can your wedding policy cover?
Just as every wedding is unique, most wedding insurance policies are customized to the specific couple. Having the right coverage to meet your needs is important. As a general rule, they cover any or all of three main risks:
- The wedding being postponed for specific reasons such as illness or a partner being deployed in the military.
- Accidental damage to important materials such as food, wedding clothes, or rings.
- Service suppliers such as DJs and florists failing to meet their obligations, for example, if they go bankrupt or simply don’t show.
Read more about why you shouldn’t skip wedding insurance coverage from wedding professionals themselves.
First comes love, then comes marriage…Now what?
Auto policies for married couples
Newlyweds? Did you know a new spouse means new insurance considerations? Insurance data shows that married couples are considered more responsible. Because of that statistic, you could save you an average of 30% by combining all of your vehicles onto one auto policy with your new spouse! We will work with you to ensure you have the best auto coverage while also getting you the best discount available. Being married is pretty great, right?
Homeowners/renters policies
Although your marital status doesn’t factor into your rate for your homeowners/renters policy, the value of your possessions does. Combining your home and belongings also means the value of your possessions inside your home have most likely increased. Make sure they are protected! That sparkly new ring can also be added to your homeowners policy as a special endorsement. In fact, we know how to tailor your homeowner’s/renter’s coverage to all aspects of your new situation. We will walk you through all of your coverage options to ensure your home and valuables are properly protected.
Life Insurance for Newlyweds
Prior to marriage, most people haven’t given much thought to life insurance. The reality is, as a newlywed building your life with someone else, you are probably taking on bigger financial obligations. Buying a bigger house, expanding your family or upgrading to a new car can mean relying on two incomes to handle the increased financial burden. If you rely on your income to pay your bills or have any debt, you should both consider a life insurance policy.
One of the primary reasons for buying life insurance is income replacement. Life insurance enables you to live your life to the fullest without worrying about whether your loved ones will have the financial security they need in the future. When you are living in the glow of newly married bliss, no one wants to consider anything bad that could happen. With the proper life policies in place, you don’t have to. You will know with certainty that your family will be cared for and protected from any future financial difficulties that may arise.
Happily Ever After
Obtaining proper insurance coverage doesn’t have to be complicated! It’s your job to plan your dream wedding and the start of your new life, it’s ours to make sure its properly protected. Contact us to discuss your options. You have enough decisions to make! Let us help you to know that those big decisions are covered.
